Terms of Service

Welcome to Talking Paper

These Terms of Service ("Terms") govern your use of Talking Paper, an AI-powered journaling platform designed to help you achieve mental wellness and personal growth. By using our service, you agree to these terms, which are designed to be fair, transparent, and protective of your rights.

1. Acceptance of Terms

By accessing or using Talking Paper ("Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these terms, you may not access the Service.

Important: These terms constitute a legally binding agreement between you and Talking Paper. Please read them carefully before using our service.

2. Service Description

Talking Paper provides an AI-powered journaling platform that helps users:

Create and store personal journal entries with end-to-end encryption
Receive AI-generated insights and patterns from their writing
Track emotional wellness and personal growth over time
Access tools for building consistent journaling habits

Disclaimer: Our service is designed to support mental wellness but is not a substitute for professional medical advice, diagnosis, or treatment.

3. User Accounts

Account Creation

You must provide accurate and complete information when creating an account
You are responsible for maintaining the security of your account credentials
You must be at least 18 years old to create an account
One person may not maintain multiple accounts

Account Security

You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized use of your account or any other breach of security.

4. Acceptable Use

✅ You May

Use the service for personal journaling and self-reflection
Share insights with trusted friends or therapists
Export your data for personal backup
Provide feedback to improve our service

❌ You May Not

Use the service for illegal activities
Attempt to reverse engineer our AI algorithms
Share your account with others
Interfere with the service's security features

5. Payment Terms

💳 Billing

Subscription fees are billed monthly or annually in advance

Prices are in USD and include applicable taxes

🔄 Refunds

30-day money-back guarantee for new subscriptions

Prorated refunds for cancellations mid-cycle

📅 Free Trial

14-day free trial with no credit card required

Automatically converts to free plan if not upgraded

❌ Cancellation

Cancel anytime through account settings

Access continues until current billing period ends

6. Content Ownership

🎯 Your Content, Your Rights

You retain full ownership of all content you create using Talking Paper, including your journal entries, personal insights, and any data you generate.

You can export your data at any time
You can delete your content permanently
We never claim ownership of your personal content

You grant us a limited license to process your content solely for the purpose of providing our service, including AI analysis and insights. This license terminates when you delete your content or close your account.

7. Service Availability

We strive to provide reliable service but cannot guarantee 100% uptime. We may occasionally need to:

Perform scheduled maintenance (with advance notice)
Address emergency security issues
Update our AI models and algorithms

Service Level: We target 99.9% uptime and will notify users of any planned maintenance at least 24 hours in advance.

8. Limitation of Liability

Important Legal Notice

Talking Paper is provided "as is" without warranty of any kind. We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the service.

Medical Disclaimer: Our AI insights are for informational purposes only and should not replace professional medical advice. If you're experiencing mental health issues, please consult with a qualified healthcare provider.

9. Termination

Your Rights

Cancel your subscription anytime
Export your data before closing account
30-day grace period to recover deleted accounts

Our Rights

Suspend accounts for terms violations
Terminate service with 30 days notice
Immediate termination for serious violations

10. Changes to Terms

We may update these Terms of Service periodically. When we do, we will:

Notify you by email at least 30 days before changes take effect
Post the updated terms on our website
Provide a summary of significant changes

Continued use of the service after changes constitute acceptance of the new terms. If you disagree with changes, you may cancel your account.

Contact Information

Questions about these Terms of Service? Contact us:

Email: legal@talkingpaper.app

Support: support@talkingpaper.app

Address: Talking Paper Legal Team

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